币飞借贷和flexUSD

自币飞(CoinFLEX)推出回购市场(Repo)以来,交易额已达到4.45亿美元。现随着flexUSD的推出,币飞正式踏足借贷与稳定币的领域。 flexUSD是一种带息的稳定币,用户将稳定币借予币飞的回购市场,即可每8小时通过区块链赚取利息。币飞寻求弥合没有任何利率收益的220亿美元稳定币与众多收益率高于10%的衍生品和DeFi项目之间的缺口,提高用户收益。

flexUSD将可作为抵押品来在币飞平台进行交易,同时亦会结合到更多的DeFi平台,这样,用户可以同时有效地赚取多重收益:链上赚取币飞回购市场收益以及DeFi平台的收益。

CoinFLEX will also launch interest rate futures that allow repo borrowers to lock in fixed rate 1 month – 12 month loans via a 1 click borrowing tool. Rates will trade directly on a central limit order book, publicly accessible and tradable by any customer. This is a stark difference from the borrow/lend desks in the crypto space today who are entirely opaque dark markets that clear OTC as bilateral loans rather than matching and clearing on a central order book publicly.

除了回购和固定利率期货借款外,币飞还将通过上线特定代币来发挥无抵押借贷市场的作用,这些代币有助于为信誉良好的交易机构提供无抵押贷款。现有的借贷平台拥有超过10亿美元的无抵押贷款,但对其用户群而言,这些贷款的性质不但没有任何透明度,而且在散户贷款方和交易公司借款方之间往往产生巨大的利率差距。凭借透明度和订单簿,币飞可以为借款人和贷方提供更好的交易,而无需承担任何信用风险。

与现今运营的借贷平台不同,币飞所有产品都是100%透明公开、24/7全天侯订单簿交易,并且可以在其它区块链平台上相互转移。 flexUSD仅于回购市场进行全额抵押借贷,因此用户可以按照1:1比例随时将flexUSD兑换回USDC,另外,所有的活动都将完全自动化,借款人只需点击几下界面就可以最高借到1000万美元,而不是在聊天室里,两个借款人都有作抵押的情况下,却出现两个不同的借款利率。

正是有了这些新颖的产品,币飞的客户现在也将拥有与大型机构相同的机会,参与加密市场中的利率和信贷活动。

来 FLEXAssets 页面开始进行借/贷吧,更多FAQ知识,请点击 这里

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